/* =========================================================
   НОВЫЕ МФО 2026 — дизайн-система
   Только системные шрифты (без внешних запросов за вебфонтами —
   это уже само по себе PageSpeed-очко). Цифры/бейджи — моноширинный
   системный стек (тот самый «цифровой» вид с макетов), остальной
   текст — обычный системный sans-serif.
   ========================================================= */

:root {
    --c-bg: #f4f7fc;
    --c-bg-alt: #e8f0fb;
    --c-ink: #16233d;
    --c-ink-soft: #5c6b85;
    --c-primary: #2563eb;
    --c-primary-dark: #1d4ed8;
    --c-green: #16a34a;
    --c-amber: #d97706;
    --c-red: #c93636;
    --c-card: #ffffff;
    --c-border: #dbe4f3;
    --font-body: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Arial, sans-serif;
    --radius: 14px;
    --radius-sm: 8px;
}

* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body {
    margin: 0;
    font-family: var(--font-body);
    color: var(--c-ink);
    background: var(--c-bg);
    line-height: 1.5;
}
img { max-width: 100%; height: auto; display: block; }
a { color: inherit; }

.mfo-wrap {
    max-width: 1180px;
    margin: 0 auto;
    padding: 0 24px;
}

.mfo-eyebrow {
    font-family: var(--font-body);
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 0.06em;
    color: var(--c-ink-soft);
    text-transform: uppercase;
    margin-bottom: 8px;
    display: flex;
    align-items: center;
    gap: 7px;
}
.mfo-eyebrow::before {
    content: '';
    display: inline-block;
    width: 7px;
    height: 7px;
    border-radius: 50%;
    background: var(--c-green);
    flex-shrink: 0;
}

.mfo-h1 {
    font-family: var(--font-body);
    font-weight: 800;
    font-size: clamp(28px, 4vw, 44px);
    line-height: 1.15;
    color: var(--c-ink);
    margin: 0 0 16px;
    letter-spacing: -0.01em;
}
.mfo-h2 {
    font-family: var(--font-body);
    font-weight: 800;
    font-size: clamp(22px, 3vw, 30px);
    color: var(--c-ink);
    margin: 0 0 20px;
    padding-bottom: 16px;
    border-bottom: 2px solid var(--c-border);
}
.mfo-text { font-size: 15px; color: var(--c-ink-soft); max-width: 900px; }

.mfo-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 6px;
    padding: 12px 22px;
    border-radius: var(--radius-sm);
    font-weight: 700;
    font-size: 14px;
    text-decoration: none;
    border: none;
    cursor: pointer;
    font-family: inherit;
}
.mfo-btn--primary { background: var(--c-primary); color: #fff; }
.mfo-btn--primary:hover { background: var(--c-primary-dark); }
.mfo-btn--ghost { background: #fff; border: 1px solid var(--c-border); color: var(--c-ink); }
.mfo-btn--ghost:hover { border-color: var(--c-primary); color: var(--c-primary); }

/* ===================== Хедер ===================== */
.mfo-header { background: #fff; border-bottom: 1px solid var(--c-border); }
.mfo-header-inner { display: flex; align-items: center; justify-content: space-between; height: 64px; }
.mfo-logo { display: flex; align-items: center; gap: 10px; text-decoration: none; color: var(--c-primary-dark); }
.mfo-logo-icon { flex: 0 0 auto; }
.mfo-logo-icon-fill { fill: var(--c-primary); opacity: 0.14; }
.mfo-logo-icon-outline { stroke: var(--c-primary); }
.mfo-logo-icon-bar1 { fill: var(--c-primary); opacity: 0.55; }
.mfo-logo-icon-bar2 { fill: var(--c-primary); }
.mfo-logo-icon-bar3 { fill: var(--c-primary-dark); }
.mfo-logo-text { display: flex; flex-direction: column; line-height: 1; }
.mfo-logo-word { font-weight: 800; font-size: 19px; letter-spacing: -0.01em; color: var(--c-ink); }
.mfo-logo-accent { color: var(--c-primary); }
.mfo-logo-sub { display: block; margin-top: 3px; font-size: 10px; font-weight: 700; letter-spacing: 0.07em; text-transform: uppercase; color: var(--c-ink-soft); }
.mfo-nav-list { list-style: none; display: flex; gap: 4px; margin: 0; padding: 0; flex-wrap: wrap; }
.mfo-nav-item { position: relative; }
.mfo-nav-link {
    display: inline-flex;
    align-items: center;
    gap: 4px;
    padding: 8px 12px;
    border-radius: 999px;
    border: none;
    background: none;
    font-family: var(--font-body);
    cursor: pointer;
    font-size: 13px;
    font-weight: 700;
    text-decoration: none;
    color: var(--c-ink-soft);
    text-transform: uppercase;
    letter-spacing: 0.02em;
}
.mfo-nav-link:hover, .mfo-nav-link.is-active { background: var(--c-bg-alt); color: var(--c-primary-dark); }
.mfo-nav-caret { font-size: 10px; }

.mfo-dropdown {
    position: absolute; top: 100%; left: 0; padding-top: 8px; z-index: 40;
    opacity: 0; visibility: hidden; transform: translateY(4px);
    transition: opacity .18s ease, transform .18s ease, visibility .18s;
}
.mfo-nav-item--dropdown:hover .mfo-dropdown,
.mfo-nav-item--dropdown.is-open .mfo-dropdown {
    opacity: 1; visibility: visible; transform: translateY(0);
}
.mfo-dropdown-inner {
    background: var(--c-card); border: 1px solid var(--c-border); border-radius: var(--radius);
    box-shadow: 0 12px 28px rgba(22,35,61,.12);
    padding: 10px; min-width: 220px;
    display: flex; flex-direction: column; gap: 2px;
}
.mfo-dropdown a {
    display: block; padding: 8px 10px; border-radius: 8px;
    font-size: 13px; font-weight: 600; text-transform: none; letter-spacing: normal;
    color: var(--c-ink); text-decoration: none; white-space: nowrap;
}
.mfo-dropdown a:hover { background: var(--c-bg-alt); color: var(--c-primary-dark); }

.mfo-dropdown-inner.mfo-dropdown--companies { min-width: 240px; max-height: 360px; overflow-y: auto; }
.mfo-dropdown-company { display: flex; align-items: center; gap: 10px; white-space: normal; }
.mfo-dropdown-company img { width: 26px; height: 26px; border-radius: 6px; object-fit: contain; flex: 0 0 auto; }
.mfo-dropdown-more { margin-top: 4px; padding-top: 10px; border-top: 1px solid var(--c-border); color: var(--c-primary-dark) !important; font-weight: 700 !important; }

/* ===================== Hero ===================== */
.mfo-hero { padding: 56px 0 40px; background: var(--c-bg); }
.mfo-hero-grid { display: grid; grid-template-columns: 1fr 320px; gap: 40px; align-items: start; }
.mfo-hero-desc { font-size: 16px; color: var(--c-ink-soft); max-width: 720px; margin: 0 0 32px; }
.mfo-hero-cta { margin: -12px 0 32px; }
.mfo-hero-stats { display: flex; flex-wrap: wrap; gap: 28px 40px; }
.mfo-hero-right { margin-top: 4px; }
.mfo-hero-pop-card { background: var(--c-card); border-radius: var(--radius); border: 1px solid var(--c-border); padding: 20px; }
.mfo-hero-pop-slide { display: none; }
.mfo-hero-pop-slide.is-active { display: block; }
.mfo-hero-pop-nav { display: flex; align-items: center; justify-content: center; gap: 14px; margin-top: 16px; }
.mfo-hero-pop-arrow { width: 28px; height: 28px; border-radius: 50%; border: 1px solid var(--c-border); background: #fff; color: var(--c-ink-soft); font-size: 14px; cursor: pointer; display: flex; align-items: center; justify-content: center; transition: border-color .15s, color .15s; }
.mfo-hero-pop-arrow:hover { border-color: var(--c-primary); color: var(--c-primary); }
.mfo-hero-pop-dots { display: flex; gap: 6px; }
.mfo-hero-pop-dot { width: 6px; height: 6px; border-radius: 50%; background: var(--c-border); cursor: pointer; transition: background .15s; }
.mfo-hero-pop-dot.is-active { background: var(--c-primary); }
.mfo-hero-pop-title { font-weight: 700; font-size: 14px; margin-bottom: 14px; color: var(--c-ink); text-align: center; }
.mfo-hero-pop-more { display: block; margin-top: 14px; font-size: 12px; font-weight: 600; color: var(--c-primary-dark); text-decoration: none; text-align: right; }
.mfo-hero-pop-more:hover { text-decoration: underline; }
.mfo-hero-pop-footnote { font-size: 11px; color: var(--c-ink-soft); margin-top: 6px; text-align: right; }
.mfo-stat { display: flex; flex-direction: column; flex: 1 1 140px; min-width: 140px; }
.mfo-stat-val { font-family: var(--font-body); font-weight: 700; font-size: 24px; color: var(--c-ink); }
.mfo-stat-label { font-size: 12px; color: var(--c-ink-soft); letter-spacing: 0.01em; margin-top: 2px; }

/* ===================== Карточки статистики и возможностей (главная) ===================== */
.mfo-stat-cards { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; margin-bottom: 16px; }
.mfo-stat-cards--3 { grid-template-columns: repeat(3, 1fr); }
.mfo-stat-cards--3col { grid-template-columns: repeat(3, 1fr); gap: 10px; margin: 24px 0 0; }
.mfo-stat-cards--3col .mfo-stat-card { padding: 14px; gap: 6px; }
.mfo-stat-cards--3col .mfo-stat-card-val { font-size: 19px; }
.mfo-stat-cards--3col .mfo-stat-card-label { font-size: 11px; }
.mfo-stat-cards--3col .mfo-stat-card-icon { font-size: 18px; }
.mfo-stat-card {
    background: var(--c-card); border-radius: var(--radius); border: 1px solid var(--c-border);
    padding: 20px; display: flex; align-items: flex-start; justify-content: space-between; gap: 10px;
    box-shadow: 0 4px 14px rgba(22,35,61,.05);
}
.mfo-stat-card-val { font-weight: 800; font-size: 26px; color: var(--c-ink); line-height: 1.15; }
.mfo-stat-card-label { font-size: 13px; color: var(--c-ink-soft); margin-top: 4px; }
.mfo-stat-card-icon { font-size: 26px; line-height: 1; flex: 0 0 auto; }

.mfo-feature-cards { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; }
.mfo-feature-card {
    background: var(--c-card); border-radius: var(--radius); border: 1px solid var(--c-border);
    padding: 28px; display: flex; align-items: center; justify-content: space-between; gap: 16px;
    box-shadow: 0 4px 14px rgba(22,35,61,.05);
}
.mfo-feature-card-body { flex: 1 1 auto; }
.mfo-feature-card-title { font-size: 20px; font-weight: 800; color: var(--c-ink); margin: 0 0 6px; }
.mfo-feature-card-text { font-size: 14px; color: var(--c-ink-soft); margin: 0 0 18px; line-height: 1.5; }
.mfo-feature-card-icon { font-size: 46px; line-height: 1; flex: 0 0 auto; opacity: .85; }

/* ===================== Блок «Новости» ===================== */
.mfo-news-block { display: grid; grid-template-columns: 220px repeat(3, 1fr) 56px; gap: 16px; align-items: stretch; }
.mfo-news-hero {
    background: var(--c-primary); border-radius: var(--radius); padding: 20px;
    display: flex; flex-direction: column; color: #fff; position: relative;
}
.mfo-news-hero-icon {
    width: 40px; height: 40px; border-radius: 50%; background: rgba(255,255,255,.18);
    display: flex; align-items: center; justify-content: center; margin-bottom: 12px;
}
.mfo-news-hero-title { font-size: 19px; font-weight: 800; margin-bottom: 4px; }
.mfo-news-hero-sub { font-size: 13px; opacity: .85; line-height: 1.4; }
.mfo-news-hero::after { content: ''; width: 24px; height: 3px; background: rgba(255,255,255,.5); border-radius: 2px; margin-top: 14px; }
.mfo-news-card {
    background: var(--c-card); border-radius: var(--radius); border: 1px solid var(--c-border);
    padding: 20px; display: flex; flex-direction: row; align-items: center; gap: 14px;
    box-shadow: 0 4px 14px rgba(22,35,61,.05);
}
.mfo-news-icon { width: 62px; height: 62px; border-radius: 16px; display: flex; align-items: center; justify-content: center; flex: 0 0 auto; }
.mfo-news-card-body { flex: 1 1 auto; min-width: 0; }
.mfo-news-card-date { font-size: 13px; font-weight: 700; margin-bottom: 6px; }
.mfo-news-card-title { font-size: 15px; font-weight: 700; color: var(--c-ink); line-height: 1.4; margin-bottom: 12px; }
.mfo-news-card-link { font-size: 13px; font-weight: 700; color: var(--c-primary); text-decoration: none; }
.mfo-news-card-link:hover { text-decoration: underline; }
.mfo-news-more {
    display: flex; align-items: center; justify-content: center;
    width: 56px; height: 56px; border-radius: 50%; align-self: center;
    background: var(--c-card); border: 1px solid var(--c-border); color: var(--c-primary-dark);
    font-size: 18px; text-decoration: none; box-shadow: 0 4px 14px rgba(22,35,61,.05);
}
.mfo-news-more:hover { background: var(--c-bg-alt); }

/* ===================== Список записей (архив рубрики) ===================== */
.mfo-post-list { display: flex; flex-direction: column; gap: 16px; margin-top: 24px; }
.mfo-post-list-item {
    background: var(--c-card); border: 1px solid var(--c-border); border-radius: var(--radius);
    padding: 22px; box-shadow: 0 4px 14px rgba(22,35,61,.05);
    display: flex; flex-direction: row; align-items: center; gap: 16px;
}
.mfo-post-list-body { flex: 1 1 auto; min-width: 0; }
.mfo-post-list-title { display: block; font-size: 18px; font-weight: 800; color: var(--c-ink); text-decoration: none; margin-bottom: 6px; }
.mfo-post-list-title:hover { color: var(--c-primary-dark); }
.mfo-post-list-date { font-size: 12px; font-weight: 700; color: var(--c-ink-soft); margin-bottom: 10px; }
.mfo-post-list-excerpt { font-size: 14px; color: var(--c-ink-soft); line-height: 1.6; margin: 0 0 12px; }
.mfo-post-list-more { font-size: 13px; font-weight: 700; color: var(--c-primary); text-decoration: none; }
.mfo-post-list-more:hover { text-decoration: underline; }

/* ===================== Кнопка «Наверх» ===================== */
.mfo-scroll-top {
    position: fixed; left: 24px; bottom: 24px; z-index: 60;
    width: 48px; height: 48px; border-radius: 50%;
    background: var(--c-card); border: 1px solid var(--c-border); color: var(--c-primary-dark);
    box-shadow: 0 8px 20px rgba(22,35,61,.14);
    display: flex; align-items: center; justify-content: center; cursor: pointer;
    opacity: 0; visibility: hidden; transform: translateY(8px);
    transition: opacity .2s ease, transform .2s ease, visibility .2s;
}
.mfo-scroll-top.is-visible { opacity: 1; visibility: visible; transform: translateY(0); }
.mfo-scroll-top:hover { background: var(--c-bg-alt); }

/* ===================== Секции ===================== */
.mfo-section { padding: 48px 0; }
.mfo-section--muted { background: var(--c-bg-alt); }
.mfo-section-head { display: flex; align-items: flex-end; justify-content: space-between; gap: 16px; flex-wrap: wrap; margin-bottom: 4px; }
.mfo-section-head .mfo-h2 { margin-bottom: 0; padding-bottom: 0; border-bottom: none; }

/* ===================== Топ-предложения (offer card) ===================== */
.mfo-offers-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 16px; margin-top: 24px; }
.mfo-offer {
    display: block;
    background: var(--c-card);
    border: 1px solid var(--c-border);
    border-radius: var(--radius);
    padding: 18px;
    text-decoration: none;
    color: inherit;
    transition: transform .15s ease, box-shadow .15s ease;
}
.mfo-offer:hover { transform: translateY(-3px); box-shadow: 0 10px 26px rgba(18,48,63,.1); }
.mfo-offer-head { display: flex; align-items: center; gap: 12px; margin-bottom: 16px; }
.mfo-offer-name { font-weight: 800; font-size: 15px; margin-bottom: 2px; }
.mfo-offer-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; border-top: 1px solid var(--c-border); padding-top: 14px; }
.mfo-offer-label { display: block; font-size: 11px; color: var(--c-ink-soft); text-transform: uppercase; letter-spacing: 0.03em; }
.mfo-offer-val { display: block; font-family: var(--font-body); font-weight: 700; font-size: 14px; margin-top: 2px; }

.mfo-avatar { border-radius: 10px; object-fit: cover; flex: 0 0 auto; }
.mfo-avatar--letter { display: flex; align-items: center; justify-content: center; color: #fff; font-weight: 800; font-family: var(--font-body); }

.mfo-stars { position: relative; display: inline-block; letter-spacing: 1px; line-height: 1; font-size: 13px; }
.mfo-stars-bg { color: #dfe4e6; }
.mfo-stars-fill { position: absolute; top: 0; left: 0; overflow: hidden; white-space: nowrap; color: #f1b40f; }
.mfo-stars-num { font-family: var(--font-body); font-size: 12px; color: var(--c-ink-soft); margin-left: 2px; }
.mfo-rate-widget { display: flex; align-items: center; gap: 8px; flex-wrap: wrap; font-size: 13px; color: var(--c-ink-soft); margin: 6px 0 4px; }
.mfo-rate-stars { display: inline-flex; gap: 2px; }
.mfo-rate-star { background: none; border: none; cursor: pointer; font-size: 18px; color: #dfe4e6; padding: 0; line-height: 1; transition: color .1s; }
.mfo-rate-star.is-hover, .mfo-rate-star.is-active { color: #f1b40f; }
.mfo-rate-thanks { color: var(--c-green); font-weight: 600; }
.mfo-rate-msg { font-size: 12px; color: var(--c-red); }
.mfo-rate-count { font-size: 12px; }

/* ===================== Факты о рынке ===================== */
.mfo-facts-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; margin-top: 24px; }
.mfo-fact { background: var(--c-card); border: 1px solid var(--c-border); border-radius: var(--radius-sm); padding: 14px 16px; }
.mfo-fact-label { display: block; font-size: 11px; text-transform: uppercase; letter-spacing: 0.03em; color: var(--c-ink-soft); margin-bottom: 4px; }
.mfo-fact-val { font-family: var(--font-body); font-weight: 800; font-size: 17px; color: var(--c-primary-dark); }

/* ===================== Калькулятор ===================== */
.mfo-calc { background: var(--c-card); border: 1px solid var(--c-border); border-radius: var(--radius); padding: 28px; margin-top: 20px; box-shadow: 0 8px 24px rgba(22,35,61,.06); }
.mfo-calc-grid { display: grid; grid-template-columns: repeat(3, 1fr) 1fr; gap: 24px; align-items: end; }
.mfo-calc-field label { display: block; font-size: 12px; color: var(--c-ink-soft); text-transform: uppercase; letter-spacing: 0.03em; margin-bottom: 8px; }
.mfo-calc-value { font-family: var(--font-body); font-weight: 800; font-size: 24px; color: var(--c-primary-dark); margin-bottom: 10px; }
.mfo-calc-field input[type="range"] { width: 100%; accent-color: var(--c-primary); height: 6px; cursor: pointer; }
.mfo-calc-field input[type="range"]::-webkit-slider-thumb { -webkit-appearance: none; appearance: none; width: 20px; height: 20px; border-radius: 50%; background: var(--c-primary); border: 3px solid #fff; box-shadow: 0 2px 8px rgba(36,81,214,.4); cursor: pointer; }
.mfo-calc-field input[type="range"]::-moz-range-thumb { width: 20px; height: 20px; border-radius: 50%; background: var(--c-primary); border: 3px solid #fff; box-shadow: 0 2px 8px rgba(36,81,214,.4); cursor: pointer; }
.mfo-calc-range { display: flex; justify-content: space-between; font-size: 11px; color: var(--c-ink-soft); margin-top: 4px; }
.mfo-calc-result { background: linear-gradient(135deg, var(--c-primary) 0%, var(--c-primary-dark) 100%); border-radius: var(--radius-sm); padding: 18px 16px; text-align: center; color: #fff; }
.mfo-calc-result-label { font-size: 12px; color: rgba(255,255,255,.8); text-transform: uppercase; margin-bottom: 6px; }
.mfo-calc-result-val { font-family: var(--font-body); font-weight: 800; font-size: 26px; color: #fff; }
.mfo-calc-result-sub { font-size: 12px; color: rgba(255,255,255,.85); margin-top: 4px; }
.mfo-calc-note { font-size: 12px; color: var(--c-ink-soft); text-align: center; margin: 16px 0 0; }

/* ===================== Преимущества ===================== */
.mfo-benefits-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; margin-top: 24px; }
.mfo-benefit { background: var(--c-card); border: 1px solid var(--c-border); border-radius: var(--radius-sm); padding: 18px; }
.mfo-benefit-icon { font-size: 20px; display: block; margin-bottom: 10px; }
.mfo-benefit-title { font-weight: 800; color: var(--c-primary-dark); margin-bottom: 6px; }
.mfo-benefit p { font-size: 13px; color: var(--c-ink-soft); margin: 0; }

/* ===================== Фильтр ===================== */
.mfo-filter { background: var(--c-card); border: 1px solid var(--c-border); border-radius: var(--radius); padding: 20px; margin: 20px 0 28px; }
.mfo-filter-row { display: flex; gap: 16px; align-items: end; flex-wrap: wrap; }
.mfo-filter-row + .mfo-filter-row { margin-top: 14px; }
.mfo-filter-field { flex: 1 1 220px; }
.mfo-filter-field label { display: block; font-weight: 700; font-size: 13px; margin-bottom: 8px; }
.mfo-filter-field input[type="range"] { width: 100%; accent-color: var(--c-primary); cursor: pointer; }
.mfo-filter-row--checks { gap: 20px; }
.mfo-check { display: inline-flex; align-items: center; gap: 6px; font-size: 13px; font-weight: 600; }

/* ===================== Карточка МФО (гибрид) ===================== */
.mfo-cards-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.mfo-underrated-badge {
    display: flex; align-items: center; justify-content: center; gap: 6px;
    margin-top: 10px; padding: 7px 12px; border-radius: 999px;
    background: var(--c-bg-alt); border: 1px solid var(--c-border);
    font-size: 12px; font-weight: 700; color: var(--c-ink-soft); text-align: center;
}
.mfo-card-with-badge { display: flex; flex-direction: column; height: 100%; }
.mfo-card-with-badge .mfo-card { flex: 1 1 auto; }
.mfo-card { background: var(--c-card); border: 1px solid var(--c-border); border-radius: var(--radius); padding: 18px; }
.mfo-card-head {
    display: flex;
    margin-bottom: 8px;
    min-width: 0;
}
.mfo-card-brand {
    display: flex;
    align-items: center;
    gap: 10px;
    min-width: 0;
    width: 100%;
}
.mfo-card-brand-info { min-width: 0; }
.mfo-card-name { display: block; font-weight: 800; font-size: 15px; margin-bottom: 5px; }
.mfo-card-name--inline { display: inline; margin-right: 6px; margin-bottom: 0; }
.mfo-card-name--inline + .mfo-stars { vertical-align: middle; }
.mfo-card-badges-row {
    display: flex;
    align-items: center;
    justify-content: flex-end;
    row-gap: 8px;
    column-gap: 5px;
    flex-wrap: wrap;
    margin-bottom: 14px;
}
.mfo-badge { font-size: 10px; font-weight: 700; padding: 3px 7px; border-radius: 999px; white-space: nowrap; }
.mfo-badge--gosuslugi { background: #e6f0ff; color: #1a56c9; display: inline-flex; align-items: center; }
.mfo-badge--sbp { background: #f2f0f9; color: #5B57A2; display: inline-flex; align-items: center; }
.mfo-badge--zero { background: #e8f7ee; color: var(--c-green); font-weight: 800; }
.mfo-badge--tbank { background: #111; color: #fff; display: inline-flex; align-items: center; }
.mfo-badge--247 { background: var(--c-bg-alt); color: var(--c-ink-soft); }
.mfo-badge--new { background: #fef1de; color: var(--c-amber); cursor: help; position: relative; }
.mfo-badge--top-month {
    background: linear-gradient(135deg, #fff6dd 0%, #ffe6a8 45%, #f6c453 100%);
    color: #7a5200;
    font-weight: 800;
    border: 1px solid #eac877;
    box-shadow: 0 1px 4px rgba(212, 160, 23, .35);
}
.mfo-badge--new[data-tooltip]::after {
    content: attr(data-tooltip);
    position: absolute;
    left: 50%;
    bottom: calc(100% + 8px);
    transform: translateX(-50%) translateY(4px);
    background: var(--c-ink);
    color: #fff;
    font-size: 11px;
    font-weight: 600;
    line-height: 1.35;
    padding: 6px 9px;
    border-radius: 6px;
    white-space: nowrap;
    z-index: 1000;
    pointer-events: none;
    opacity: 0;
    visibility: hidden;
    transition: opacity .15s ease, transform .15s ease, visibility .15s ease;
}
.mfo-badge--new[data-tooltip]::before {
    content: "";
    position: absolute;
    left: 50%;
    bottom: calc(100% + 2px);
    transform: translateX(-50%);
    border: 5px solid transparent;
    border-top-color: var(--c-ink);
    z-index: 1001;
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
    transition: opacity .15s ease, visibility .15s ease;
}
.mfo-badge--new[data-tooltip]:hover::after,
.mfo-badge--new[data-tooltip]:focus-visible::after {
    opacity: 1;
    visibility: visible;
    transform: translateX(-50%) translateY(0);
}
.mfo-badge--new[data-tooltip]:hover::before,
.mfo-badge--new[data-tooltip]:focus-visible::before {
    opacity: 1;
    visibility: visible;
}
.mfo-card-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 10px; border-top: 1px solid var(--c-border); border-bottom: 1px solid var(--c-border); padding: 14px 0; margin-bottom: 14px; }
.mfo-card-stat { display: flex; flex-direction: column; }
.mfo-card-stat-val { font-family: var(--font-body); font-weight: 700; font-size: 14px; }
.mfo-card-stat-label { font-size: 11px; color: var(--c-ink-soft); text-transform: uppercase; letter-spacing: 0.02em; }

/* Компактный вариант характеристик — одной строкой "Подпись: значение",
   вместо числа сверху и подписи снизу. */
.mfo-card-stats-inline { display: flex; flex-direction: column; gap: 6px; border-top: 1px solid var(--c-border); border-bottom: 1px solid var(--c-border); padding: 12px 0; margin-bottom: 14px; }
/* Компактный стиль — только для мобильной версии, на десктопе всегда
   скрыт, независимо от настройки. */
.mfo-card-stats-inline--mobile-only { display: none; }
.mfo-card-stat-inline { font-size: 13px; }
.mfo-card-stat-inline-label { color: var(--c-ink-soft); }
.mfo-card-stat-inline-val { font-weight: 700; }
.mfo-card-actions { display: flex; gap: 8px; align-items: center; }
.mfo-card-rating-row { display: flex; justify-content: flex-end; margin-bottom: 10px; }
.mfo-card-approval-row { margin: 0 0 12px; }
.mfo-approval { display: inline-flex; align-items: center; gap: 5px; font-size: 12px; font-weight: 700; color: var(--mfo-approval-color); }
.mfo-features { display: flex; flex-direction: column; gap: 8px; margin: 0 0 14px; }
.mfo-feature { display: flex; align-items: flex-start; gap: 8px; background: var(--c-bg-alt); border-radius: var(--radius-sm); padding: 10px 12px; }
.mfo-feature-icon { color: var(--c-green); font-weight: 800; font-size: 13px; flex: 0 0 auto; margin-top: 1px; }
.mfo-feature-title { font-size: 13px; font-weight: 700; color: var(--c-ink); }
.mfo-feature-subtitle { font-size: 12px; color: var(--c-ink-soft); margin-top: 2px; }
.mfo-card-info { flex: 0 0 auto; width: 42px; border-radius: var(--radius-sm); border: 1px solid var(--c-border); background: #fff; font-weight: 800; font-family: var(--font-body); cursor: pointer; display: flex; align-items: center; justify-content: center; text-decoration: none; color: var(--c-ink); }
.mfo-card-cta {
    flex: 1 1 auto;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 6px;
    background: linear-gradient(135deg, var(--c-primary) 0%, var(--c-primary-dark) 100%);
    color: #fff;
    font-weight: 700;
    font-size: 14px;
    text-decoration: none;
    padding: 11px 18px;
    border-radius: 10px;
    box-shadow: 0 4px 12px rgba(36,81,214,.25);
    transition: transform .12s, box-shadow .12s;
}
.mfo-card-cta:hover { transform: translateY(-1px); box-shadow: 0 6px 16px rgba(36,81,214,.35); }
.mfo-card-cta:after { content: "→"; }
.mfo-card-foot { margin-top: 10px; font-size: 11px; color: var(--c-ink-soft); text-align: center; }

/* ===================== Шаги ===================== */
.mfo-steps-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 12px; margin-top: 24px; }
.mfo-step { background: var(--c-card); border: 1px solid var(--c-border); border-radius: var(--radius-sm); padding: 18px; }
.mfo-step-num { display: inline-block; background: var(--c-primary-dark); color: #fff; font-family: var(--font-body); font-weight: 800; font-size: 11px; padding: 3px 8px; border-radius: 6px; margin-bottom: 12px; }
.mfo-step-title { font-weight: 800; color: var(--c-primary-dark); margin-bottom: 6px; }
.mfo-step p { font-size: 13px; color: var(--c-ink-soft); margin: 0; }

/* ===================== FAQ ===================== */
.mfo-faq { margin-top: 24px; display: flex; flex-direction: column; gap: 10px; }
.mfo-faq-item { background: var(--c-card); border: 1px solid var(--c-border); border-radius: var(--radius-sm); padding: 16px 18px; }
.mfo-faq-item summary { font-weight: 700; cursor: pointer; list-style: none; }
.mfo-faq-item summary::-webkit-details-marker { display: none; }
.mfo-faq-item summary::after { content: "+"; float: right; font-family: var(--font-body); }
.mfo-faq-item[open] summary::after { content: "–"; }
.mfo-faq-item p { font-size: 14px; color: var(--c-ink-soft); margin: 10px 0 0; }

/* ===================== Футер ===================== */
.mfo-author-box { border-top: 1px solid var(--c-border); padding: 24px 0; }
.mfo-author-box-inner { display: flex; align-items: flex-start; gap: 16px; }
.mfo-author-avatar { width: 56px; height: 56px; border-radius: 50%; object-fit: cover; flex: 0 0 auto; }
.mfo-author-name { font-weight: 800; font-size: 15px; }
.mfo-author-tag { font-weight: 400; font-style: italic; color: var(--c-ink-soft); font-size: 13px; }
.mfo-author-role { margin: 4px 0 8px; font-size: 13px; color: var(--c-ink-soft); }
.mfo-author-link { font-size: 13px; color: var(--c-primary-dark); text-decoration: none; font-weight: 600; }
.mfo-author-link:hover { text-decoration: underline; }

.mfo-footer { background: var(--c-bg-alt); border-top: 1px solid var(--c-border); padding: 48px 0; }
.mfo-footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1.4fr; gap: 24px; }
.mfo-footer-grid--4col { grid-template-columns: 1fr 1fr 1.3fr 1.1fr; align-items: start; }
.mfo-logo--footer { margin-bottom: 12px; }
.mfo-footer-desc, .mfo-footer-disclaimer { font-size: 12px; color: var(--c-ink-soft); margin: 0; }
.mfo-footer-disclaimer { margin-top: 32px; padding-top: 24px; border-top: 1px solid var(--c-border); line-height: 1.6; }
.mfo-footer-title { font-weight: 800; font-size: 12px; text-transform: uppercase; letter-spacing: 0.03em; color: var(--c-primary-dark); margin-bottom: 12px; }
.mfo-footer-list { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 8px; }
.mfo-footer-list a { text-decoration: none; font-size: 13px; color: var(--c-ink-soft); }
.mfo-footer-list a:hover { color: var(--c-primary-dark); }
.mfo-footer-badge {
    display: flex; align-items: flex-start; gap: 12px;
    background: var(--c-bg-alt); border: 1px solid var(--c-primary); border-radius: var(--radius-sm);
    padding: 16px; height: fit-content;
}
.mfo-footer-badge-icon { flex: 0 0 auto; color: var(--c-primary-dark); }
.mfo-footer-badge-text { font-size: 12px; color: var(--c-ink-soft); margin: 0; line-height: 1.5; }
.mfo-footer-col-logo { display: flex; flex-direction: column; align-items: flex-start; gap: 10px; }
.mfo-footer-copyright { font-size: 12px; color: var(--c-ink-soft); margin: 0; }

.mfo-useful-links { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 4px; }
.mfo-useful-links a { display: flex; align-items: center; gap: 10px; padding: 10px 12px; border-radius: var(--radius-sm); text-decoration: none; font-size: 14px; font-weight: 600; color: var(--c-ink); }
.mfo-useful-links a:hover { background: var(--c-bg-alt); color: var(--c-primary-dark); }
.mfo-useful-links-icon { flex: 0 0 auto; font-size: 16px; }

/* ===================== Популярность среди заёмщиков ===================== */
.mfo-popularity { margin-top: 24px; display: flex; flex-direction: column; gap: 24px; }
.mfo-pop-block { background: var(--c-card); border: 1px solid var(--c-border); border-radius: var(--radius); padding: 20px; }
.mfo-pop-title { font-weight: 800; font-size: 16px; margin: 0 0 4px; }
.mfo-pop-sub { font-size: 13px; color: var(--c-ink-soft); margin: 0 0 16px; }
.mfo-pop-cols { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }
.mfo-chart-rows { display: flex; flex-direction: column; gap: 10px; }
.mfo-chart-row { display: flex; align-items: center; gap: 10px; }
.mfo-chart-row-name { font-weight: 700; font-size: 13px; flex: 0 0 140px; overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
.mfo-chart-row-track { flex: 1 1 auto; height: 20px; background: var(--c-bg-alt); border-radius: 4px; overflow: hidden; }
.mfo-chart-row-bar { display: block; height: 100%; background: var(--c-primary); border-radius: 4px; }
.mfo-chart-row-value { font-size: 12px; font-weight: 700; color: var(--c-primary-dark); flex: 0 0 auto; white-space: nowrap; }
.mfo-pop-list { display: flex; flex-direction: column; gap: 10px; }
.mfo-pop-row { display: flex; align-items: center; gap: 10px; }
.mfo-pop-name { font-weight: 700; font-size: 13px; flex: 1 1 auto; }
.mfo-pop-trend { font-weight: 800; font-size: 14px; width: 18px; text-align: center; }
.mfo-pop-trend--up { color: var(--c-green); }
.mfo-pop-trend--down { color: var(--c-red); }
.mfo-pop-trend--flat { color: var(--c-ink-soft); }
.mfo-pop-val { font-family: var(--font-body); font-weight: 700; font-size: 13px; color: var(--c-primary-dark); min-width: 54px; text-align: right; }

/* ===================== Тизер ПДН на главной ===================== */
.mfo-teaser {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
    background: var(--c-ink);
    color: #fff;
    border-radius: var(--radius);
    padding: 28px 32px;
    text-decoration: none;
    flex-wrap: wrap;
}
.mfo-teaser-title { font-family: var(--font-body); font-size: 20px; font-weight: 800; color: #fff; margin: 0 0 6px; }
.mfo-teaser-text { font-size: 14px; color: #b7c3cc; margin: 0; max-width: 480px; }
.mfo-teaser .mfo-eyebrow { color: var(--c-amber); }
.mfo-teaser:hover .mfo-btn--primary { background: var(--c-primary-dark); }

/* =========================================================
   СТРАНИЦА КОМПАНИИ
   ========================================================= */

.mfo-company-h1 { display:flex; align-items:center; gap:14px; }
.mfo-company-h1 .mfo-avatar { border-radius:10px; flex:0 0 auto; }
.mfo-app-grid { display:grid; grid-template-columns:1fr 1fr; gap:12px; margin-top:16px; }
.mfo-lk-shot { margin:20px 0 0; background:#fff; border:1px solid var(--c-border); border-radius:var(--radius); overflow:hidden; box-shadow:0 4px 16px rgba(15,35,45,0.08); }
.mfo-lk-shot-bar { display:flex; align-items:center; gap:6px; padding:10px 14px; background:var(--c-bg-alt); border-bottom:1px solid var(--c-border); }
.mfo-lk-shot-dot { width:9px; height:9px; border-radius:50%; flex:0 0 auto; }
.mfo-lk-shot-dot--red { background:#ff5f57; }
.mfo-lk-shot-dot--yellow { background:#febc2e; }
.mfo-lk-shot-dot--green { background:#28c840; }
.mfo-lk-shot-url { margin-left:10px; font-family:var(--font-body); font-size:11px; color:var(--c-ink-soft); background:#fff; border:1px solid var(--c-border); border-radius:20px; padding:2px 12px; }
.mfo-lk-shot img { width:100%; display:block; }
.mfo-lk-shot figcaption { font-size:12px; font-weight:600; color:var(--c-ink-soft); text-align:center; padding:10px 14px; background:var(--c-bg-alt); border-top:1px solid var(--c-border); }
.mfo-app-badge { display:flex; align-items:center; gap:14px; background:var(--c-ink); color:#fff; border-radius:var(--radius); padding:16px 18px; text-decoration:none; }
.mfo-app-badge-icon { font-size:24px; flex:0 0 auto; }
.mfo-app-badge-label { display:block; font-weight:800; font-size:15px; }
.mfo-app-badge-sub { display:block; font-size:11px; color:#b7c3cc; margin-top:2px; }
.mfo-app-badge--apple { background:#000; }
.mfo-app-badge--google { background:linear-gradient(135deg,#0f9d58,#4285f4); }
.mfo-app-badge--rustore { background:#0d69f2; }
.mfo-app-badge--appgallery { background:#c8102e; }
.mfo-app-badge--apk { background:#3ca33c; }

/* --- Персональный калькулятор + промо 0% --- */
.mfo-calc2-row { display:grid; grid-template-columns:1fr 1fr; gap:20px; margin:20px 0 24px; align-items:stretch; }
.mfo-calc2-card { padding:24px; }
.mfo-calc2-field { margin-bottom:18px; }
.mfo-calc2-value { font-family:var(--font-body); font-weight:800; font-size:22px; margin-bottom:8px; }
.mfo-calc2-field input[type="range"] { width:100%; accent-color:var(--c-primary); }
.mfo-calc2-btn { display:block; width:100%; margin:4px 0 18px; }
.mfo-calc2-result { background:var(--c-bg-alt); border-radius:var(--radius-sm); padding:14px 16px; font-size:14px; display:flex; flex-direction:column; gap:6px; }
.mfo-calc2-mode { display:flex; gap:6px; margin-bottom:14px; }
.mfo-calc2-mode-btn { flex:1 1 auto; padding:8px; border-radius:var(--radius-sm); border:1px solid var(--c-border); background:var(--c-bg-alt); font-size:13px; font-weight:700; color:var(--c-ink-soft); cursor:pointer; }
.mfo-calc2-mode-btn.is-active { background:var(--c-primary); border-color:var(--c-primary); color:#fff; }
.mfo-calc2-select { width:100%; padding:10px 12px; border:1px solid var(--c-border); border-radius:var(--radius-sm); font-size:14px; font-family:inherit; background:#fff; }
.mfo-weeks-chips { display:flex; flex-wrap:wrap; gap:8px; }
.mfo-week-chip { padding:8px 14px; border:1px solid var(--c-border); border-radius:20px; background:#fff; font-size:13px; font-weight:600; color:var(--c-ink-soft); cursor:pointer; transition:border-color .15s, color .15s, background .15s; }
.mfo-week-chip:hover { border-color:var(--c-primary); color:var(--c-primary-dark); }
.mfo-week-chip.is-active { background:var(--c-primary); border-color:var(--c-primary); color:#fff; }
.mfo-calc2-installment { font-size:12px; color:var(--c-ink-soft); background:var(--c-bg-alt); border-radius:var(--radius-sm); padding:8px 12px; margin:0 0 14px; }
.mfo-calc2-strike { text-decoration:line-through; color:var(--c-ink-soft); }
.mfo-calc2-promo {
    border-radius:var(--radius);
    padding:28px;
    display:flex;
    flex-direction:column;
    justify-content:center;
    color:#fff;
    background:linear-gradient(135deg,#2b6ef2 0%,#7b5cf0 100%);
    position:relative;
    overflow:hidden;
}
.mfo-calc2-promo:before {
    content:"%";
    position:absolute;
    right:-10px;
    bottom:-30px;
    font-family:var(--font-body);
    font-weight:800;
    font-size:160px;
    color:rgba(255,255,255,.12);
    line-height:1;
}
.mfo-calc2-promo--new:before { content:"NEW"; font-size:70px; right:-6px; bottom:6px; }
.mfo-calc2-promo-title { font-family:var(--font-body); font-weight:800; font-size:26px; margin-bottom:10px; position:relative; }
.mfo-calc2-promo-text { font-size:14px; opacity:.92; margin:0; max-width:320px; position:relative; }
.mfo-calc2-side { padding:28px 24px; text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:center; gap:10px; }
.mfo-calc2-side-name { font-weight:800; font-size:17px; }
.mfo-calc2-side-logo2 { max-width:150px; max-height:60px; object-fit:contain; }
.mfo-calc2-side-years { font-size:12px; color:var(--c-ink-soft); }

/* --- Бейджи условий --- */
.mfo-cond-badges-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:10px; }
.mfo-cond-badge { background:var(--c-card); border:1px solid var(--c-border); border-radius:var(--radius-sm); padding:12px 16px; display:flex; align-items:center; justify-content:space-between; gap:10px; }
.mfo-cond-badge-label { font-size:13px; color:var(--c-ink-soft); }
.mfo-cond-badge-val { font-weight:700; font-size:13px; text-align:right; }

/* --- Иконка да/нет в квадрате --- */
.mfo-yn { display:inline-flex; align-items:center; justify-content:center; width:22px; height:22px; border-radius:6px; font-weight:800; font-size:13px; }
.mfo-yn--yes { background:#e4f7ef; color:#1a9c5c; }
.mfo-yn--no { background:#fdecec; color:#c94f4f; }

/* --- Способы получения — горизонтальные карточки --- */
.mfo-pay-cards-row { display:grid; grid-template-columns:repeat(5,1fr); gap:8px; }
.mfo-pay-cards-row--repay { grid-template-columns:repeat(auto-fit, minmax(160px, 1fr)); }
.mfo-pay-card { background:var(--c-card); border:1px solid var(--c-border); border-radius:var(--radius-sm); padding:10px 6px; display:flex; flex-direction:column; align-items:center; text-align:center; gap:5px; }
.mfo-pay-card-icon { font-size:18px; }
.mfo-pay-card-title { font-size:11px; font-weight:700; line-height:1.25; }
.mfo-pay-card-link { font-size:12px; font-weight:700; color:var(--c-primary); text-decoration:none; }
.mfo-pay-card-link:hover { text-decoration:underline; }

/* --- Проверка ЦБ: факты в одну строку --- */
.mfo-verify-facts { display:grid; grid-template-columns:repeat(3, 1fr); gap:12px; margin:16px 0 18px; padding:0; border:0; }
.mfo-verify-fact-card { min-width:0; display:flex; align-items:center; gap:10px; background:linear-gradient(180deg,#fff 0%,var(--c-bg-alt) 100%); border:1px solid var(--c-border); border-radius:12px; padding:12px 13px; box-shadow:0 1px 0 rgba(20,40,70,.02); }
.mfo-verify-fact-icon { flex:0 0 34px; width:34px; height:34px; border-radius:50%; display:inline-flex; align-items:center; justify-content:center; background:#eef5ff; color:var(--c-primary); font-size:15px; font-weight:800; }
.mfo-verify-fact-card:nth-child(2) .mfo-verify-fact-icon { background:#e9f8f0; color:#1a9c5c; }
.mfo-verify-fact-card:nth-child(3) .mfo-verify-fact-icon { background:#f0edff; color:#6658d9; }
.mfo-verify-fact-content { min-width:0; }
.mfo-verify-fact-label { display:block; font-size:11px; color:var(--c-ink-soft); margin-bottom:3px; }
.mfo-verify-fact-val { display:block; font-weight:800; font-size:14px; line-height:1.25; overflow-wrap:anywhere; }

/* --- Полная страница реквизитов --- */
.mfo-requisites-full { display:flex; flex-direction:column; gap:16px; }
.mfo-requisites-full .mfo-req-row { border-bottom:1px solid var(--c-border); padding-bottom:14px; }
.mfo-requisites-full .mfo-req-row:last-child { border-bottom:none; padding-bottom:0; }

.mfo-pop-panel-head { display:flex; align-items:flex-start; justify-content:space-between; gap:16px; flex-wrap:wrap; padding:18px 22px; border-bottom:1px solid var(--c-border); }
.mfo-pop-detail-grid { display:grid; grid-template-columns:1.4fr 1fr; gap:28px; }
.mfo-linechart { width:100%; height:auto; font-family:var(--font-body); }
.mfo-linechart-line { stroke:var(--c-primary); stroke-width:2.5; }
.mfo-linechart-dot { fill:var(--c-primary-dark); cursor:pointer; transition:r .1s; }
.mfo-linechart-dot:hover, .mfo-linechart-dot:focus { fill:var(--c-primary); outline:none; }
.mfo-linechart-tooltip { position:absolute; transform:translate(-50%,-100%); background:var(--c-ink); color:#fff; font-size:12px; font-weight:600; padding:6px 10px; border-radius:6px; white-space:nowrap; z-index:9999; pointer-events:none; }
.mfo-linechart-tooltip:after { content:""; position:absolute; top:100%; left:50%; transform:translateX(-50%); border:5px solid transparent; border-top-color:var(--c-ink); }
.mfo-linechart-axis { font-size:11px; fill:var(--c-ink-soft); }
.mfo-linechart-month { font-size:10px; fill:var(--c-ink-soft); }
.mfo-pop-stats-row { display:grid; grid-template-columns:repeat(3,1fr); gap:10px; margin-top:16px; }
.mfo-pop-stat { background:var(--c-bg-alt); border-radius:var(--radius-sm); padding:12px; text-align:center; }
.mfo-pop-stat-val { display:block; font-weight:800; font-size:14px; color:var(--c-primary-dark); }
.mfo-pop-stat-label { display:block; font-size:11px; color:var(--c-ink-soft); margin-top:3px; }
.mfo-pop-alt-list { display:flex; flex-direction:column; gap:8px; }
.mfo-pop-alt-item { display:flex; align-items:center; gap:10px; background:var(--c-bg-alt); border-radius:var(--radius-sm); padding:10px 12px; text-decoration:none; color:inherit; }
.mfo-pop-alt-item:hover { background:var(--c-border); }
.mfo-pop-alt-name { font-weight:700; font-size:13px; }
.mfo-pop-alt-sub { font-size:11px; color:var(--c-ink-soft); }

.mfo-company-hero { padding-top:40px; }
.mfo-company-hero .mfo-wrap { max-width:1380px; }
.mfo-company-hero-grid { display:grid; grid-template-columns:minmax(0, .95fr) minmax(0, 1.15fr); gap:40px; align-items:start; }
.mfo-verify-style-unified { border-radius:20px; box-shadow:0 10px 30px rgba(40,70,110,.05); background:linear-gradient(180deg,#fff 0%,#fbfdff 100%); }
.mfo-verify-style-unified .mfo-panel-title { font-size:19px; padding:20px 24px; background:linear-gradient(180deg,#fff,#f9fbff); }
.mfo-verify-style-unified .mfo-panel-body { padding:22px 24px 24px; }
.mfo-verify-style-unified .mfo-verify-head { gap:10px; margin-bottom:4px; }
.mfo-verify-style-unified .mfo-verify-head strong { font-size:18px; }
.mfo-verify-style-unified .mfo-verify-facts { margin:18px 0 20px; }
.mfo-verify-style-unified .mfo-verify-fact-card { min-height:74px; border-radius:14px; background:linear-gradient(180deg,#fff 0%,#f6f9fe 100%); padding:12px 14px; }
.mfo-verify-style-unified .mfo-verify-fact-label { font-size:12px; }
.mfo-verify-style-unified .mfo-verify-fact-val { font-size:15px; }
.mfo-verify-style-unified .mfo-text { font-size:15px; line-height:1.65; }
.mfo-verify-style-unified .mfo-btn--ghost { border-radius:13px; min-height:50px; display:flex!important; align-items:center; justify-content:center; }
.mfo-verify-style-classic .mfo-verify-fact-card { display:block; background:none; border:0; border-bottom:1px solid var(--c-border); border-radius:0; padding:10px 0; }
.mfo-verify-style-classic .mfo-verify-fact-icon, .mfo-verify-style-classic .mfo-verify-fact-content { display:none; }
.mfo-verify-style-classic .mfo-verify-fact-label, .mfo-verify-style-classic .mfo-verify-fact-val { display:inline; }
.mfo-verify-style-classic .mfo-verify-fact-val { margin-left:8px; }

.mfo-company-meta { display:flex; align-items:center; gap:10px; flex-wrap:wrap; margin-bottom:14px; }
.mfo-company-chip { background:var(--c-bg-alt); border-radius:999px; padding:5px 12px; font-size:12px; font-weight:700; color:var(--c-ink-soft); }
.mfo-trust-list { list-style:none; margin:0; padding:0; display:flex; flex-direction:column; gap:8px; font-size:13px; color:var(--c-ink-soft); }
.mfo-hero-features-grid { display:grid; grid-template-columns:1fr 1fr; gap:12px; }
.mfo-verify-panel { position:relative; }
.mfo-verify-compact { width:100%; }
.mfo-verify-style-classic .mfo-verify-facts { margin:16px 0 18px; }
.mfo-verify-compact .mfo-panel-body { padding-top:18px; }
/* Логотип Банка России — отдельный элемент справа в шапке, не фоновый watermark. */
.mfo-cbr-panel-title { display:flex; align-items:center; justify-content:space-between; gap:20px; }
.mfo-cbr-brand { flex:0 0 auto; display:flex; align-items:center; justify-content:flex-end; width:180px; min-width:150px; }
.mfo-cbr-brand img { display:block; width:100%; height:auto; max-height:44px; object-fit:contain; object-position:right center; opacity:.72; }
.mfo-hero-feature { background:var(--c-bg-alt); border-radius:var(--radius-sm); padding:16px; }
.mfo-hero-feature-title { font-weight:700; font-size:14px; color:var(--c-ink); }
.mfo-hero-feature-sub { font-size:12px; color:var(--c-ink-soft); margin-top:4px; }

.mfo-company-nav-inner { display:flex; align-items:center; gap:16px; flex-wrap:wrap; padding:12px 24px; font-size:13px; }

/* Тёмный (было изначально) */
.mfo-company-nav--dark { background:var(--c-ink); }
.mfo-company-nav--dark .mfo-company-nav-inner a { color:#b7c3cc; text-decoration:none; }
.mfo-company-nav--dark .mfo-company-nav-inner a:hover { color:#fff; }
.mfo-company-nav--dark .mfo-company-nav-inner strong { color:var(--c-primary); }
.mfo-company-nav--dark .mfo-company-nav-inner span { color:#4a5b68; }

/* Светлая А — белый фон, тонкая нижняя линия, активный раздел синей плашкой */
.mfo-company-nav--light-a { background:#fff; border-bottom:1px solid var(--c-border); }
.mfo-company-nav--light-a .mfo-company-nav-inner a { color:var(--c-ink-soft); text-decoration:none; padding:5px 10px; border-radius:20px; }
.mfo-company-nav--light-a .mfo-company-nav-inner a:hover { background:var(--c-bg-alt); color:var(--c-ink); }
.mfo-company-nav--light-a .mfo-company-nav-inner strong { background:var(--c-primary); color:#fff; padding:5px 10px; border-radius:20px; font-weight:700; }
.mfo-company-nav--light-a .mfo-company-nav-inner span { color:var(--c-ink-soft); }

/* Светлая Б — голубая лента, разделы белыми таблетками */
.mfo-company-nav--light-b { background:var(--c-bg-alt); border-bottom:1px solid var(--c-border); }
.mfo-company-nav--light-b .mfo-company-nav-inner a { color:var(--c-primary-dark); text-decoration:none; background:#fff; padding:5px 12px; border-radius:20px; border:1px solid var(--c-border); }
.mfo-company-nav--light-b .mfo-company-nav-inner a:hover { border-color:var(--c-primary); }
.mfo-company-nav--light-b .mfo-company-nav-inner strong { background:var(--c-primary-dark); color:#fff; padding:5px 12px; border-radius:20px; font-weight:700; }
.mfo-company-nav--light-b .mfo-company-nav-updated { color:var(--c-ink-soft); }
.mfo-company-nav-updated { margin-left:auto; font-family:var(--font-body); font-size:11px; color:#7a8b98; }
.mfo-company-nav-toggle { display: none; }
.mfo-company-nav-extra { display: contents; }

.mfo-company-twocol { display:grid; grid-template-columns:1fr 1fr; gap:20px; align-items:start; }
.mfo-panel { background:var(--c-card); border:1px solid var(--c-border); border-radius:var(--radius); overflow:hidden; }
.mfo-panel-title { font-size:17px; font-weight:800; margin:0; padding:18px 22px; border-bottom:1px solid var(--c-border); }
.mfo-panel-body { padding:20px 22px; }
.mfo-panel-foot { text-align:center; font-size:12px; color:var(--c-ink-soft); margin:12px 0 0; }

.mfo-cond-row { background:var(--c-bg-alt); border-radius:var(--radius-sm); padding:14px 16px; margin-bottom:12px; }
.mfo-cond-grid { display:grid; grid-template-columns:1fr 1fr; gap:10px; margin-bottom:16px; }
.mfo-cond-box { background:var(--c-bg-alt); border-radius:var(--radius-sm); padding:14px 16px; }
.mfo-cond-label { display:block; font-size:11px; color:var(--c-ink-soft); text-transform:uppercase; margin-bottom:4px; }
.mfo-cond-val { font-family:var(--font-body); font-weight:700; font-size:14px; }

.mfo-pay-list { display:flex; flex-direction:column; gap:16px; }
.mfo-pay-row { display:flex; gap:12px; align-items:flex-start; }
.mfo-pay-icon { font-size:18px; flex:0 0 auto; }
.mfo-pay-title { font-weight:700; font-size:14px; }
.mfo-pay-text { font-size:12px; color:var(--c-ink-soft); margin-top:2px; }

.mfo-verify-head { display:flex; align-items:center; gap:10px; flex-wrap:wrap; margin-bottom:16px; }
.mfo-verify-head strong { margin-right:auto; }
.mfo-chip { background:var(--c-bg-alt); color:var(--c-ink-soft); font-size:12px; font-weight:700; padding:4px 10px; border-radius:999px; }
.mfo-chip--green { background:#e4f7ef; color:#1a9c5c; }

.mfo-requisites { display:flex; flex-direction:column; gap:14px; }
.mfo-req-row { display:flex; flex-direction:column; gap:4px; }
.mfo-req-label { font-size:12px; color:var(--c-ink-soft); }
.mfo-req-val { font-weight:700; font-size:14px; display:flex; align-items:center; gap:8px; }
.mfo-copy-btn { background:none; border:none; color:var(--c-primary); cursor:pointer; padding:2px; display:inline-flex; }
.mfo-copy-btn.is-copied { color:var(--c-green); }

.mfo-req-cards { display:grid; grid-template-columns:1fr 1fr; gap:12px; }
.mfo-req-cards--lk { grid-template-columns:repeat(3, 1fr); }

.mfo-repeat-grid { display:grid; grid-template-columns:repeat(2, 1fr); gap:16px; }

.mfo-tariff-grid { display:grid; grid-template-columns:repeat(3, 1fr); gap:16px; }
.mfo-tariff-card { padding:22px; display:flex; flex-direction:column; }
.mfo-tariff-card-head { display:flex; align-items:flex-start; justify-content:space-between; gap:12px; margin-bottom:16px; }
.mfo-tariff-card-title { font-weight:800; font-size:16px; }
.mfo-tariff-card-icon { flex:0 0 auto; width:40px; height:40px; border-radius:50%; background:var(--c-bg-alt); display:flex; align-items:center; justify-content:center; font-size:18px; }
.mfo-tariff-card-sub { font-size:12px; color:var(--c-ink-soft); margin-top:2px; }
.mfo-tariff-row { display:flex; justify-content:space-between; align-items:center; padding:10px 0; border-bottom:1px solid var(--c-border); font-size:13px; color:var(--c-ink-soft); }
.mfo-tariff-row strong { color:var(--c-ink); font-size:14px; }
.mfo-tariff-row:last-of-type { border-bottom:none; margin-bottom:16px; }
.mfo-tariff-card-text { font-size:12px; color:var(--c-ink-soft); background:var(--c-bg-alt); border-radius:var(--radius-sm); padding:12px; margin:0 0 16px; }
.mfo-tariff-btn { display:block; width:100%; text-align:center; margin-top:auto; }
.mfo-tariff-card--active { border:2px solid var(--c-primary); }
.mfo-repeat-card { padding:20px; }
.mfo-repeat-card-icon { font-size:26px; margin-bottom:10px; }

.mfo-letter-form { background:var(--c-card); border:1px solid var(--c-border); border-radius:var(--radius); padding:20px; max-width:600px; }
.mfo-letter-preview { width:100%; font-family:var(--font-body); font-size:13px; line-height:1.6; padding:14px; border:1px solid var(--c-border); border-radius:var(--radius-sm); background:var(--c-bg-alt); color:var(--c-ink); resize:vertical; }
.mfo-req-card { display:flex; align-items:flex-start; gap:10px; background:var(--c-bg-alt); border-radius:var(--radius-sm); padding:14px; }
.mfo-req-card-icon { font-size: var(--req-icon-size, 26px); line-height:1; flex:0 0 auto; }
.mfo-req-card-title { font-weight:700; font-size:13px; }
.mfo-req-card-text { font-size:12px; color:var(--c-ink-soft); margin-top:2px; }
.mfo-verify-list { display:flex; flex-direction:column; gap:8px; }
.mfo-verify-item { background:var(--c-bg-alt); border-radius:var(--radius-sm); padding:10px 14px; font-size:13px; }

.mfo-extra-grid { display:grid; grid-template-columns:1fr 1fr; gap:10px; margin-bottom:16px; font-size:13px; font-weight:600; }
.mfo-callout { display:flex; gap:12px; background:var(--c-bg-alt); border-radius:var(--radius-sm); padding:16px; margin-bottom:12px; }
.mfo-callout--info { background:var(--c-bg-alt); }
.mfo-callout--warn, .mfo-callout--warning { background:#fdecec; }
.mfo-callout--success { background:#e8f7ee; }
.mfo-callout-icon { flex:0 0 auto; }
.mfo-callout-title { font-weight:700; font-size:13px; margin-bottom:4px; }
.mfo-callout-text { font-size:12px; color:var(--c-ink-soft); margin:0; }

.mfo-contacts-grid { display:grid; grid-template-columns:1fr 1fr; gap:20px; }
.mfo-contact-item { display:flex; gap:10px; align-items:center; }
.mfo-contact-item .mfo-btn { flex: 1 1 auto; justify-content: flex-start; }
.mfo-btn--static { cursor: default; }
.mfo-btn--static:hover { border-color: var(--c-border); color: var(--c-ink); }
.mfo-contact-icon { width:34px; height:34px; border-radius:50%; background:var(--c-bg-alt); color:var(--c-ink); font-size:15px; display:flex; align-items:center; justify-content:center; flex:0 0 auto; }
.mfo-contact-link { text-decoration:none; color:var(--c-primary-dark) !important; }
.mfo-contact-link:hover { text-decoration:underline; }
.mfo-contact-label { display:block; font-size:11px; color:var(--c-ink-soft); }
.mfo-contact-val { display:block; font-weight:700; font-size:13px; }

.mfo-proscons-grid { display:grid; grid-template-columns:1fr 1fr; gap:16px; margin-top:20px; }
.mfo-proscons { border-radius:var(--radius); padding:20px 22px; }
.mfo-proscons--pro { background:#e4f7ef; }
.mfo-proscons--con { background:#fdecec; }
.mfo-proscons-title { font-weight:800; font-size:15px; margin-bottom:12px; }
.mfo-proscons--pro .mfo-proscons-title { color:#1a9c5c; }
.mfo-proscons--con .mfo-proscons-title { color:#c94f4f; }
.mfo-proscons ul { margin:0; padding-left:18px; font-size:13px; color:var(--c-ink); }
.mfo-proscons li { margin-bottom:8px; }

/* ===================== Адаптив ===================== */
@media screen and (max-width: 1100px) {
    .mfo-company-hero .mfo-wrap { max-width:1180px; }
}

@media screen and (max-width: 900px) {
    .mfo-offers-grid, .mfo-cards-grid { grid-template-columns: repeat(2, 1fr); }
    .mfo-stat-cards { grid-template-columns: repeat(2, 1fr); }
    .mfo-news-block { grid-template-columns: repeat(2, 1fr); }
    .mfo-facts-grid { grid-template-columns: repeat(2, 1fr); }
    .mfo-benefits-grid, .mfo-steps-grid { grid-template-columns: repeat(2, 1fr); }
    .mfo-calc-grid { grid-template-columns: 1fr 1fr; }
    .mfo-calc-result { grid-column: 1 / -1; }
    .mfo-footer-grid, .mfo-footer-grid--4col { grid-template-columns: 1fr 1fr; }
    .mfo-pop-cols { grid-template-columns: 1fr; }
    .mfo-company-hero-grid, .mfo-company-twocol, .mfo-proscons-grid, .mfo-contacts-grid, .mfo-pop-detail-grid, .mfo-calc2-row, .mfo-pay-cards-row, .mfo-cond-badges-grid, .mfo-hero-grid { grid-template-columns: 1fr; }
    .mfo-verify-facts { grid-template-columns: repeat(3, 1fr); }
    .mfo-req-cards--lk { grid-template-columns: repeat(2, 1fr); }
    .mfo-tariff-grid { grid-template-columns: repeat(2, 1fr); }
}

@media screen and (max-width: 640px) {
    .mfo-wrap { padding-left: 16px; padding-right: 16px; }
    .mfo-header-inner { flex-wrap: wrap; justify-content: center; height: auto; padding: 12px 0; gap: 10px; }
    .mfo-nav { width: 100%; }
    .mfo-nav-list { flex-direction: column; gap: 0; width: 100%; }
    .mfo-nav-item { width: 100%; border-bottom: 1px solid var(--c-border); }
    .mfo-nav-item:last-child { border-bottom: none; }
    .mfo-nav-link {
        display: flex; width: 100%; justify-content: space-between; align-items: center;
        padding: 14px 4px; font-size: 14px; border-radius: 0;
    }
    .mfo-nav-link:hover { background: none; }
    .mfo-dropdown {
        position: static; opacity: 1; visibility: visible; transform: none;
        max-height: 0; overflow: hidden; border: none; box-shadow: none; padding: 0; margin-top: 0;
        transition: max-height .2s ease;
    }
    .mfo-nav-item--dropdown.is-open .mfo-dropdown { max-height: 400px; padding: 0 0 10px; overflow-y: auto; }
    .mfo-dropdown-inner {
        background: none; border: none; box-shadow: none; padding: 0 0 0 14px; min-width: 0;
    }
    .mfo-dropdown-inner.mfo-dropdown--companies { max-height: none; }
    .mfo-offers-grid, .mfo-cards-grid, .mfo-facts-grid, .mfo-benefits-grid, .mfo-steps-grid { grid-template-columns: 1fr; }
    .mfo-stat-cards, .mfo-stat-cards--3col, .mfo-feature-cards { grid-template-columns: 1fr; }
    .mfo-news-block { grid-template-columns: 1fr; }
    .mfo-feature-card { flex-direction: column; align-items: center; text-align: center; }
    .mfo-calc-grid { grid-template-columns: 1fr; }
    .mfo-card-grid { grid-template-columns: 1fr 1fr; }
    .mfo-footer-grid, .mfo-footer-grid--4col { grid-template-columns: 1fr; }
    .mfo-hero { padding: 40px 0 32px; }
    .mfo-hero-features-grid, .mfo-req-cards, .mfo-extra-grid, .mfo-cond-grid, .mfo-app-grid, .mfo-repeat-grid, .mfo-tariff-grid { grid-template-columns: 1fr; }
    .mfo-verify-facts { grid-template-columns: 1fr; }
    .mfo-cbr-brand { width: 150px; min-width: 130px; }
    .mfo-cbr-brand img { max-height: 38px; }
    .mfo-section { padding: 36px 0; }
}


/* ===================== Главная: единая шапка карточки компании =====================
   Логотип + название + рейтинг всегда слева. Плашки сервисов/статусов
   находятся отдельной строкой чуть ниже и прижаты вправо. Одобрение
   выводится следующим блоком слева. */
@media screen and (max-width: 767px) {
    .mfo-card-name { font-size: 15px; }
    .mfo-card-badges-row {
        justify-content: flex-end;
        width: 100%;
    }
    .mfo-card-approval-row {
        margin: 0 0 12px;
        text-align: left;
    }
    /* Компактный стиль характеристик — включается ТОЛЬКО на мобильном
       экране и только если в настройках выбран этот вариант. На
       десктопе всегда остаётся прежний вид, независимо от настройки. */
    .mfo-card-grid--mobile-hide { display: none; }
    .mfo-card-stats-inline--mobile-only { display: flex; }
}

/* ===================== Страница компании: mobile-first stacking =====================
   На телефоне каждый крупный блок идёт отдельной строкой. Это касается
   hero, проверки ЦБ, калькуляторов, тарифов, реквизитов, способов оплаты,
   популярности, плюсов/минусов, контактов и вспомогательных карточек.
*/
@media screen and (max-width: 767px) {
    .mfo-company-hero { padding-top: 24px; }
    .mfo-company-hero .mfo-wrap { padding-left: 16px; padding-right: 16px; }
    .mfo-company-hero-grid { grid-template-columns: 1fr !important; gap: 24px; }
    .mfo-company-hero-grid > * { width: 100%; min-width: 0; }

    .mfo-company-h1 { flex-wrap: wrap; gap: 10px; font-size: clamp(27px, 8vw, 36px); }
    .mfo-company-h1 .mfo-avatar { width: 42px !important; height: 42px !important; }
    .mfo-company-meta { gap: 7px; }
    .mfo-company-chip { padding: 5px 10px; }
    .mfo-trust-list { font-size: 13px; }

    .mfo-cbr-panel-title {
        flex-direction: column;
        align-items: flex-start;
        gap: 12px;
        padding: 16px 18px !important;
    }
    .mfo-cbr-panel-title > span:first-child { width: 100%; }
    .mfo-cbr-brand { width: auto; min-width: 0; justify-content: flex-start; }
    .mfo-cbr-brand img { width: 150px; max-height: 42px; object-position: left center; }

    .mfo-verify-panel .mfo-panel-body { padding: 16px !important; }
    .mfo-verify-head { flex-direction: column; align-items: stretch; gap: 8px; }
    .mfo-verify-head strong { margin-right: 0; }
    .mfo-verify-head .mfo-chip { width: fit-content; max-width: 100%; }
    .mfo-verify-facts { grid-template-columns: 1fr !important; gap: 10px; }
    .mfo-verify-fact-card { width: 100%; min-width: 0; }

    .mfo-company-twocol,
    .mfo-proscons-grid,
    .mfo-contacts-grid,
    .mfo-pop-detail-grid,
    .mfo-calc2-row,
    .mfo-pay-cards-row,
    .mfo-cond-badges-grid,
    .mfo-app-grid,
    .mfo-repeat-grid,
    .mfo-tariff-grid,
    .mfo-hero-features-grid,
    .mfo-req-cards,
    .mfo-extra-grid,
    .mfo-cond-grid,
    .mfo-req-cards--lk,
    .mfo-card-grid { grid-template-columns: 1fr !important; }

    .mfo-calc2-row, .mfo-company-twocol, .mfo-pop-detail-grid { gap: 14px; }
    .mfo-panel { width: 100%; min-width: 0; }
    .mfo-panel-title { padding: 15px 16px; font-size: 16px; }
    .mfo-panel-body { padding: 16px; }

    .mfo-calc2-card, .mfo-calc2-side { width: 100%; }
    .mfo-calc2-side { padding: 20px 16px; }
    .mfo-calc2-btn, .mfo-tariff-btn, .mfo-verify-style-unified .mfo-btn--ghost { width: 100%; }

    .mfo-tariff-card { padding: 16px; }
    .mfo-tariff-card-head { flex-wrap: wrap; }
    .mfo-tariff-row { gap: 10px; flex-wrap: wrap; }
    .mfo-tariff-row strong { margin-left: auto; }

    .mfo-req-card, .mfo-callout, .mfo-pay-row, .mfo-contact-item { min-width: 0; }
    .mfo-req-val, .mfo-contact-val, .mfo-pay-text { overflow-wrap: anywhere; }

    .mfo-company-nav-inner { flex-direction: column; align-items: stretch; gap: 7px; padding: 10px 16px; }
    .mfo-company-nav-inner a, .mfo-company-nav-inner strong { width: 100%; text-align: left; }
    .mfo-company-nav-updated { margin-left: 0; }

    .mfo-company-nav-toggle {
        display: flex; align-items: center; gap: 4px; width: 100%; text-align: left;
        background: none; border: none; padding: 5px 0; font: inherit; font-weight: 700;
        color: inherit; cursor: pointer; order: 3;
    }
    .mfo-company-nav-extra { display: none; flex-direction: column; gap: 7px; order: 4; }
    .mfo-company-nav-extra.is-expanded { display: flex; }
    .mfo-company-nav-extra.is-expanded ~ .mfo-company-nav-toggle,
    .mfo-company-nav-toggle.is-expanded { order: 2; }
    .mfo-company-nav-toggle.is-expanded .mfo-company-nav-toggle-arrow { transform: rotate(180deg); display: inline-block; }

    .mfo-pop-panel-head { flex-direction: column; align-items: stretch; padding: 15px 16px; }
    .mfo-pop-stats-row { grid-template-columns: 1fr !important; }

    .mfo-lk-shot { margin-top: 16px; }
    .mfo-app-badge { width: 100%; }
    .mfo-letter-form { max-width: none; width: 100%; }

    /* Не допускаем горизонтальный скролл из-за длинных реквизитов/URL. */
    .mfo-company-page, .mfo-company-page .mfo-section, .mfo-company-page .mfo-wrap { min-width: 0; max-width: 100%; }
    .mfo-company-page * { max-width: 100%; }
    .mfo-company-page input, .mfo-company-page select, .mfo-company-page textarea, .mfo-company-page button { max-width: 100%; }
}